Strategic Partners

The following is the list of our Strategic Partners for 2011 in alphabetical order.

Elite Strategic Partners

• AllianceBernstein Investments, Inc.
• DWS Investments Distributors, Inc.
• Eaton Vance Distributors, Inc.
• Fidelity Investments
• Franklin Templeton Distributors, Inc.
• ING affiliated entities offering life insurance and annuities, including:
  • ING USA Annuity and Life Insurance Company
  • ReliaStar Life Insurance Company
  • Security Life of Denver Insurance Company
  • Directed Services, LLC
• ING Funds Distributor, LLC
• Jackson National Life Distributors, LLC
• John Hancock affiliated entities, including:
  • John Hancock Life Insurance Company (USA)
  • John Hancock Life Insurance Company (NY)
  • John Hancock Distributors, LLC
  • John Hancock Funds, LLC
• OppenheimerFunds Distributor, Inc.
• Pacific Life affiliated entities offering life insurance, annuities and funds, including:
  • Pacific Life & Annuity Company
  • Pacific Life Insurance Company
  • Pacific Select Distributors, Inc.
• Pioneer Investment Management USA, Inc.
• Putnam Retail Management Limited Partnership
• Prudential Financial Companies
  • Prudential Annuities Distributors, Inc.
  • Prudential Mutual Fund Services LLC
• SunAmerica Annuity and Life Assurance Company
  • SunAmerica Annuity and Life Assurance Company
  • First SunAmerica Life Insurance Company (NY Entity)
• Sun Life Financial Distributors, Inc.

Participating Strategic Partners

• Allianz Global Investors Distributors, LLC
• Allianz Life Financial Services
• American Funds Distributors, Inc.
• AXA Distributors, LLC
• BlackRock Advisors, LLC
• Goldman Sachs Asset Management L.P.
• Hartford affiliated entities offering life insurance, annuities and funds, including:
  • Hartford Investment Financial Services Company, LLC
  • Hartford Life and Annuity Insurance Company
  • Hartford Life Insurance Company
• ING affiliated entities offering life insurance and annuities, including:
  • ING USA Annuity and Life Insurance Company
• Invesco AIM Distributors
• JPMorgan Investment Mgmt Inc. & Security Capital Research and Management Incorporated
• Lord, Abbett & Co. LLC
• Nationwide Life Insurance Company
• Pacific Investment Management Company, LLC
• Transamerica Capital, Inc

The following is a list of our Strategic Partners in 2010 listed in order of revenue-sharing payments received, from highest to lowest. The amount of revenue sharing we receive in any given year.

• Prudential Financial Companies
  • Prudential Annuities Distributors, Inc.
  • Prudential Mutual Fund Services LLC
• Franklin Templeton Distributors, Inc.
• American Funds Distributors, Inc.
• John Hancock affiliated entities, including:
  • John Hancock Life Insurance Company (USA)
  • John Hancock Life Insurance Company (NY)
  • John Hancock Distributors, LLC
  • John Hancock Funds, LLC
• OppenheimerFunds Distributor, Inc.
• Pacific Life affiliated entities offering life insurance, annuities and funds, including:
  • Pacific Life & Annuity Company
  • Pacific Life Insurance Company
  • Pacific Select Distributors, Inc.
• Putnam Retail Management Limited Partnership
• Fidelity Investments
• Allianz Life Financial Services, LLC
• Fidelity Investments
• Pioneer Investment Management USA, Inc.
• AXA Distributors, LLC
• Transamerica Life Insurance Company
• Transamerica Financial Life Insurance Company
• Jackson National Life Insurance Company
• Sun Life Financial Distributors, Inc.
• MFS Fund Distributors, Inc.
• JPMorgan Investment Management Inc.
• DWS Investments Distributors, Inc.
• Hartford affiliated entities offering life insurance, annuities and funds, including:
  • Hartford Investment Financial Services Company, LLC
  • Hartford Life and Annuity Insurance Company
  • Hartford Life Insurance Company
• Eaton Vance Distributors, Inc.
• ING affiliated entities offering life insurance and annuities, including:
  • ING USA Annuity and Life Insurance Company
  • ReliaStar Life Insurance Company
  • Security Life of Denver Insurance Company
  • Directed Services, LLC
• AIG SunAmerica Life Assurance Company
• First SunAmerica Life Insurance Company (NY Entity)
• AllianceBernstein Investments, Inc.
• Goldman Sachs Asset Management, L.P.
• Allianz Global Investors Distributors, LLC
• ING Funds Distributor, LLC
• Invesco AIM Distributors
• Lord Abbett Distributor LLC
• BlackRock Investments, LLC
• Invesco AIM Distributors
• Van Kampen Funds, Inc.

Securities offered through Multi-Financial Securities Corporation, member FINRA/SIPC.