Flexible Technology

The Technology of Choice

Work the way you want to with the expansive capabilities of SmartWorks^SM, Multi-Financial’s business productivity tool that can save you time, money, and effort.

With access to client data and account information, market intelligence, customized reporting, your paperless office and more, SmartWorks makes it easier for you to spend more time with your clients and build your service relationship with them.

Single sign-on gives you access to all of SmartWorks’ integrated features, including third-party applications such as MoneyGuideBroker^™, MoneyGuidePro^™, Albridge^™ Solutions, and NetExchangePro^™.

Complete integration for faster workflow and client service:

• Client data flows seamlessly throughout SmartWorks and its third-party applications, pre-populating relevant data in forms and form fields
• A single click creates full-color, meeting-ready portfolio performance reports designed to clarify and impress

Virtual office capabilities so you can work the way you want from where you want:

• Online account opening
• Automatic forms completion
• Online trade review
• Paperless-office imaging and document storage:
  • Stores broker-dealer business as well as non broker-dealer documents (which are kept completely private)
  • Is fully searchable for fast retrieval
  • Directly routes documents to operations and your OSJ for electronic review/approval
  • Scans and routes paperwork overnight, freeing up time during the day
  • Allows simultaneous file sharing
  • Provides simplified access to auditors
  • Keeps paperwork immune to fires, floods or theft

Our robust fee-based advisory platform:

• All-inclusive suite of tools that lets you closely manage all aspects of a portfolio yourself, or take advantage of turnkey programs providing active management
• Open accounts online, generate client proposals, create model portfolio libraries, place trades, rebalance accounts, and simplify monitoring with custom alerts and reports
• Intuitive and easy-to-use interface puts you just a few clicks and keystrokes away from the tools and information you need:
  • Open accounts online
  • Generate client proposals
  • Create model portfolio libraries
  • Place trades
  • Rebalance accounts
  • Simplify monitoring with custom alerts and reports
  • Create customized searches to meet your particular—and exacting—business needs
  • AdvisoryOnline 2.0, which lets you choose from more than 100 different ready-made reports and data dashboards that can be exported to Excel^®

Brokerage and advisory online account opening for faster setup:

• Open accounts quickly and with less chance of error by flowing client data directly into the required forms and systems
• Get an account number instantly so you can start trading right away

Online trade review lets your OSJ manager review your trades online:

• Eliminates overnight mailing or faxing hassles
• Takes advantage of SmartWorks’ electronic-blotter functionality:
  • Pre-scan for suitability
  • Ability to post comments
  • Simultaneous (advisor and OSJ manager) access to client and account information

Efficient client data import and access—just electronically import your current client relationship management (CRM) data and effortlessly:

• Pull up client contact and account information
• View transaction histories
• Group family members into households for easier tracking, analyses and performance reporting
• Open accounts
• Create and track calendar events and take meeting notes
• Use the powerful search engine to sort client information using numerous parameters for download or export to a variety of formats for target marketing and mail merges

MoneyGuidePro^™, financial planning and asset allocation software that’s fully integrated within SmartWorks for seamless transfer of client account data so you can:

• Create customized financial plans
• Build an asset allocation plan for your client in less than 10 minutes
• Perform side by side portfolio comparisons (current allocation vs. recommended allocation)
• Solve for client goals using MoneyGuidePro's SuperSolve^™ function or by using multiple "What if Worksheet" scenarios and stress test your results using Monte Carlo and various other stress testing features
• Generate life insurance, disability and long-term care needs analysis
• Determine whether a Roth conversion is suitable for your customer using the Roth conversion calculator
• Present the financial plan you have created for your client online using MoneyGuidePro's client guest sharing feature
• Provide further analysis using various Morningstar Reports and the integrated Morningstar Advisor Workstation

MoneyGuideBroker^™, a full-featured client suitability and investment analysis tool, fully integrated within SmartWorks:

• Make suitable investment or insurance recommendations
• Build an asset allocation analysis for your client in less than 10 minutes
• Perform side by side portfolio comparisons (current allocation vs. recommended allocation)
• Generate multiple "What if Worksheet" scenarios and stress test your results using various stress testing features
• Generate life insurance, disability and long term care needs analysis
• Determine whether a Roth conversion is suitable for your customer using the Roth conversion calculator
• Present the investment analysis you have created for your client online using MoneyGuideBroker’s client guest sharing feature
• Provide further analysis using various Morningstar Reports and the integrated Morningstar Advisor Workstation

Albridge^® Wealth Reporting^™ Take advantage of our discounted subscription to this comprehensive, Web-based consolidated statement and performance reporting platform, which you can conveniently access directly from SmartWorks for access to portfolio management tools such as:

• Consolidated financial data
• Access to held-way assets through CashEdge
• Real-time data feeds

Seamless integration with NetExchangePro, Pershing LLC’s wealth management platform:

• Broad range of versatile online trading tools
• Timely market information
• Key market and industry research
• Customizable alerts you can have sent to your e-mail or mobile device
• Detailed account information including activity, trading, position, annual reports, rate board and more
• Flexible user interface you can personalize to the way you work

Morningstar^® Reports for quick and efficient view and analysis including income statements, analyst opinions, valuation ratios, historical prices and more:

• Portfolio Snapshot^™ provides an instant analysis of a client portfolio
• Investment Detail^™ gives you a one-page view of your client’s security holdings
• Stock Intersection^SM outlines the top 15 holdings in a client’s portfolio, reflecting overall weighting by security or sector
• Morningstar Advisor Workstation^SM subscribers can also pull in data from SmartWorks to take advantage of the additional capabilities of that tool

VA Comparison Tool to make finding the right variable annuity for your clients a snap:

• Detailed Annuity Intelligence Reports provide the specifics on each annuity
• Side-by-side contract comparison view lets you narrow down the optimum choices for your clients, and generates a summary that can be used in lieu of the requirement to provide a Variable Annuity Cost Comparison Worksheet when the transaction involves a 1035 exchange
• Search for annuities by base contract expense, minimum premium and guaranteed minimum benefit

Internal Fixed Income Trading Desk delivers competitive pricing and direct access to an experienced trading staff:

• Models, ladders and portfolios
• Powerful query engine to give you and your clients high-quality solutions

Simplified books and records management:

• Alerts you to registrations that need accounts assigned
• Gives you the power to search for them using a variety of parameters
• Automatically generates a list of clients due for their books and records 36 month letter and sends it to our home office who will mail it to your clients

Supplemental User Access lets you grant your administrative assistant or other representatives in your practice access to client data, specific applications and/or your calendar.

The Broker-Dealer Center within SmartWorks that puts a wealth of Multi-Financial and industry information at your fingertips:

• Fully searchable and intuitively organized
• Customizable to keep the data most important to you a click away
• Searchable forms library
• Marketing and communications solutions, from campaigns and client outreach to compliance-reviewed letters to fit nearly every need
• Research and education resources, including internal and third-party commentaries, to help you separate the real investment news from the noise
• Monthly Market Monitor and Quarterly Recap newsletters ready for customization and use with your clients
• High-quality, objective research on the markets, fund families, equity trades and more